| Transcript of last half hour of 'Yes, It's Your Money' with Jerry Bailey - December, 2008. Jerry: ..money - I mean you know we're not going to live long enough to make it back. That's why I don't have one penny of mine in the stock market. You have got to protect your principle today and that is what we do at 'Yes, it's your money.' We show you how to protect your principle. Kevin: Jerry, do you get paid a fee for this like a stock broker? Jerry: No. We get paid from the companies that they choose to do business with and with our expertise I'm gonna recommend companies they should do business with.. Kevin: There's some good news! Jerry: The company is going to pay us to do business with them. They are not gonna pay us to do anything. Guess what, if I give them a 10 or 15% bonus, I'll make more money but that's not what I wanna do. I don't wanna give them more money more, I wanna give them a little less. I wanna give them a 5% bonus and me make less, but have a better product for my client. Kevin: Because you won't tie it up, like (?) bonuses.... Jerry: Yuh, the reason I talk about bonuses on the radio is because I hear other people on the radio talking about bonuses! They're talking about, 'Oh come in and I will give you a 10% bonus on your money or 15% bonus on your money but guess what, if you heard that on the radio, Kevin, and you are concerned about that, come to my office and I will show you what's not good about a 10 and a 15% bonus. And if you tell me, 'Well I still like it', I can give you a 10 or a 15% bonus too but once I explain to you the differences, your gonna take my 5% bonus and be more happy. Kevin: This show, "Yes It's Your Money", with Jerry Bailey is all about raising your financial IQ, and a learning how to keep your money safe!. Jerry: Yuh. Learn a different way. You know, I have been in this business and I'm always researching a better way for my client and you know what, about 12 years ago I found these products, and I have not had a client lose any money in the last 12 years since I found these products and I have not one client that's upset with me today because guess what, the people in the first segment that I was talking about have 480 thousand dollars, and today they have 560 thousand some dollars and they'll never lose it... they are real happy. Kevin: Uh huh. Jerry: They are a lot happier than they would have been if they had 380 like he calculated, if he would have left it where he had it. If he would have left it where he had it, he would have had 380 but since he gave it to me a year ago, that 480 is now worth 560. Kevin: There are so many stories just like that...you know that is just one of the so many stories you could tell.. Jerry: So many, so many I have. Kevin: Jerry, there is a lot more we can talk about here, and what's going on in the economy, and what people's fears are, so lets continue the show.... this is 'Yes, it's your money', with Jerry Bailey. Give us a call, we'll get your name, your number, find a good time to call you back. ....we've got a lot of good news for you today. We're talking about the economy and you are saying, 'Kevin and Jerry, how in the world do your have good news about the economy, if you are talking about the economy, it's not looking so good right now. You know what, there are ways to keep your money safe, and Jerry that's what you are here for.: Jerry: That's what we are here for. We are here, to show you how to keep your money safe, and in these times, Kevin, I think there is no bigger issue with people than, 'How do I keep my money safe". Kevin: And you say something quite often Jerry, you say 'Well keeping it safe is one thing, but growth is another.' Jerry: That's right. Growth is another. Kevin: Safety, and growth. Jerry: You've gotta keep it safe but you also have to grow it and what we have now, with one of our companies, is a guaranteed 7.2%, guaranteed return for 10 years. The first year, they're gonna get a guaranteed return of 12.2, because this product has a 5% bonus the first year. So they gets a 12.2% return for the first year and for years 2 through 9, for the rest of the 10 years, they get a guaranteed 7.2%. If you will calculate that, Kevin, that will tell you no matter what, your money will more than double in the next 10 years, guaranteed. Kevin: It sounds you know, Jerry, like many people need to be listening to you right now. On this particular product, people who are retired or who are about to retire. Jerry: Kevin, I'm gonna tell you something. People who need to be listening to this are people in their 50's, because you know what... if you are in your 50's Kevin, you can't afford to lose your money. You know, people have been working since they are in their 20's. 30's... they have been working 20 or 30 years...it's time now, to look at making some changes. Uh, I mean all the great, all the great people that plan strategies will tell you, that when you get a certain age....it's actually called the rule of 100, rule of 100. If you are 60 years old, you should only have 40% of your money at risk, because you take 100 and subtract 60 from it, you should only have 40% of your money at risk, but I'm telling you with these new products that you shouldn't have any of your money at risk when you are 60, because now , when you're 60, you don't need to have any of your money at risk when you can make the kind of returns we're talking about here in segment 2 today, when we were talking about a 24% return, a 15% return, a 33% return with no risk to your money, where you can make these big returns with no risk to your money... Why do you want to put you money at risk Kevin? Kevin: Most of the people I think do that because... Jerry: They are, they are, they don't know how to do it any other way. Kevin: No, they only hear one way. Jerry: That's why. They hear stock market, stock market, what they hear on TV every day.'Here's what the Dow did. Here's Nasdaq did. Here's what the S&P did.' And you know what, people are driven by the stock market, but what people really ought to be driven by, is finding out a different way than the stock market, because they've seen their stock market go up and down like a yo-yo, and what happens is, that in 10 years down the road they don't have any more money than what they started with, or they have less than they started with, and the reason they would have more is the money they are contributing, at their work, that's the reason they have more. But most generally, they're not going to have as much right now as they had 10 years ago unless they have been contributing to it. Kevin: And people who are younger, they need to be paying attention because they are gonna be 50, and 60 and 70 one of these days.: Jerry: They do, But the people who really really need to pay attention to our show, the people that really need to quit taking any chances at all with their money, are people in their 50's and older, because you can't..we are not gonna live long enough Kevin, well you are because you're younger.. but people my age, people that are in their 50's, mid 50's or late 50's... we cannot afford to lose half of our money and live long enough to ever see it come back...and it might come back but it won't ever make us any more. We gotta learn how to preserve the principle, that's why we have this 7.2% guaranteed return for 10 years, it protects your principle, it guarantees you, it works like a CD, you are always gonna have your money. It's better than a CD because you can take money out of it without penalties! It's even better than a CD. But the thing about it is, what I am saying to you is your can take your required minimum distribution out of your IRA, it's flexible. So that's why people should come in, sit down and talk to us one on one. Bring in your spouse and let us figure out if it's a plan you should use. Kevin: And Jerry, uh, people do need to come in. They need to get face to face and go over this. Jerry: You know what I'm gonna tell you point blank today on this show - they gotta come in. They gotta come in. Because you know what, they are losing all their money. And now, people are scared, and what they're doing is they are taking their money out and putting their money in a money market account that is getting 2.5% or 1.5 or 2.5 and you can't do that either. Kevin: No, because it won't beat inflation? Jerry: It won't beat inflation! You got to pick up the phone, and I'm telling people real seriously today, because you know what? I, I tell stories all the time about clients.. I had a client last year, give me $682,000, and he has it all today, plus he got about a 14 or 15 percent return on his money too, and he had another 500 thousand dollars he left in the stock market, and I talked to him the other day and it's worth $230,000. He lost $270,000 of that money. Kevin: Ahhhh Jerry: Of the 500. Kevin: Ouch. Jerry: But the money he gave me, he gave me, he didn't lose any of it. He still got it all and got a great return. That's why we had to sit down and show you how this works. Kevin: Jerry, (chuckling), I'm looking at the statements that you are reading back in segment 2 and those are real impressive. You were just rattling and you were just rattling them off... Jerry: I've got a stack of them here. You know what, I have taken the client's name off of them, I have taken the contract number off of them, I want people when they come in here, if they want to take a look at these, I will be glad to show them to them. Kevin: In other words they are anonymous.. Jerry: Yeah they're anonymous. But I want people to say..I want people to know that what we are doing here is not maybes, ands, and buts, and whatever, we're showing people real apples to apples how they can take their money, put it somewhere, be safe with it, go home and sleep at night and not worry about losing, you know 480, 800, 600 points in the stock market in one day and the next day going up 200 and losing another 400 . Come on. We can't afford to do this. I don't how wealthy you are, how much money you do have or don't have. If you're losing that kind of money, you're going backward major! And the more you got of course, the more you're losing. I think it's time that people take a hard look at what they're doing in these times. I mean, we are in, I mean, I'll tell you what Kevin, I'm just gonna tell you I don't know what we are at.. I don't know what we are against. I don't know how hard it's gonna be, but... Kevin: Most people, all the talking head gurus, like you said don't know, you know? Jerry: They don't know. But what I know is that I can tell you Kevin, if you are a client of mine, I can show you how to park your money somewhere in these hard times and get 7.2% guaranteed return. 7.2% guaranteed return. And I know that when Kevin,in 10 years, his $200,000 or his $100,000 or his $50,000, or his million dollars, or whatever he has is gonna be worth more than twice as much, and he's.. more than twice as much than he deposits with us today. I mean, that's what I do know. I know that your money's gonna double, more than double in 10 years. Now if that's not enough to make you pick up the phone and call, with the times we've had the last 10 years, I don't know what to say. Kevin: Um, the economy like it is these days, it's certainly not a time to be paying some stock broker, um nothing against stock brokers, but you don't need to be paying fees right now. Jerry: I, well Kevin, it just like a lot more money, I mean come on - the stock market, the stock brokers are not to blame, but what I'm saying is, is who's really to blame, and I'm being ginger with this, but I'm gonna be like it is because you know, I guess I am being ginger because you know me, always sounding kind of like it is... Kevin: You are a tell it like it is guy. Jerry: I talk straight. You know who's to blame? That people that are leaving their money with these stock brokers and keep getting these charges, and keep getting these losses, day in and day out and day over and day again....folks, you're to blame because let me tell you something. The stock broker can not control the stock market. And you know what, and you're paying the stock broker, that is losing money, and also charging you one or two percent on your money to manage it. Kevin: Mmmm Yea. Jerry: I mean I, it just doesn't work anymore. Kevin: Talk some more about safety and growth. I like those two words together. Jerry: You like that stuff, safety and growth, huh? Kevin: (chuckling) Jerry: Well, we don't do anything but safety and growth as you know, Kevin. People bring their money in here, we're not going to do anything to risk it, they'll have 100% of it secure and safe, they'll be able to get a 7.2% growth for the next ten years guaranteed and what that means is that whatever money they deposit through us here at this office in ten years will be guaranteed to be twice as much as they have today, will be guaranteed to be twice as much as they have today. And I won't apologize, I kinda got a cold and I been kinda coughing here and I'm sorry on the radio that's kind of happening but I can't do anything about that...but I'm here to tell you today, that 7.2% for ten years is gonna more than double in the next ten years. That just beats inflation all to pieces. And it also beats risk! Kevin, you have been producing my show for over a year now and you know it's pretty interesting to see the people we have seen over the last year, come in here, and you know it's real, it's real rewarding to us to do this show because you know what Kevin, it's just like I said in the first segment I believe it was today... When I had breakfast, uh, this morning with those clients of mine that had $480,000 in the day a year later it's worth $560,000 plus dollars and they know they will never lose that money, and they had, if they would have left it where they had it a year ago, that $480,000 would be worth way below, lost about $180,000 - it would be worth $300,000 - that's a swing of $260,000 because they brought $480,000 in here a year ago. I think that's very important and that's the kind of message that you and I have been trying to get across to people on this radio show for the last year. And you know what? I know we have had a lot of people and we've had a lot of new clients and we've had a lot of people coming in these doors but you know what Kevin, I really believe that if people really understood our message here... I don't believe I could go home at night. I believe they would be standing in line out here, to figure out how to do what we are talking about on this show and I think people need to open up their eyes and ears and start hearing us more! Kevin: Let me just personally testify that there are a lot of smiling faces and there are a lot of thank yous. Jerry: If people really understood what we are saying here Kevin, I believe they would line the halls of my office clear out to the parking lot. If they really really really understood that they could take their money, they could put it somewhere, they could have no risk to their money and get a 24% return. Or they could get a 14% return. Or they could get a 26% return. They would be out here in groves (not droves). That - what my whole point here is that these people who have been listening to my show, or your are just starting to listen to my show, pick up that phone and call the office and get in here and learn about these products. If you don't like them, don't use them, but you know what? You need to know - you need to understand them, cause most people that understand them use them. Let's talk about life settlements. You know, life settlements, they're another thing. You can put your money here and get 7.2% guaranteed for 10 years but you know what? If you want no risk to you money and you want to own part of a life insurance policy that somebody has sold, and if you're listening and I know you are listening out there, don't think you're buying a life insurance policy. You're not, you're investing in a life insurance policy that somebody has sold. That's a life settlement. I had a guy call me the other day and said 'Hey Jerry, I don't ..I liked your show but I don't want to buy a life insurance policy.' We're not here - we're not selling you life insurance policies. We're telling you, policies out there available today, that a life settlement an insurance company has purchased on your behalf if you wanna be one of the investors that puts part of your money in here, it's just like this program I'm looking at right on the computer Kevin, what do those numbers say, Kevin? How much money did this man bring in here? Kevin: $236,742. Jerry: And how much is he gonna get back? Kevin: Let's see, $439,143. Jerry: So people come in here, I can show them what I'm showing you today. I can show you exactly this IRA this individual brought in here, it doesn't have his name on it, he brought in $236,742. It's gonna grow to $439,143 guaranteed. Now, I'm not going to be able to print this on the screen it it's not right and correct. Kevin: That's right. Jerry: It's printed on this screen because it's whats gonna happen. Kevin: Yep, there it is. Jerry: It's gonna grow from $236,742 to over $439,000. That's over $200,000 his account's gonna grow in approximately 5 or 6 years. Kevin: Wow! Jerry: Now why, if people understood that they would line my halls, all the way to the parking lot. Kevin: What did he do, Jerry, he brought his IRA in? Jerry: He transferred it over to this account and I showed him how it works. Kevin: We were talking about life settlements, Jerry. Uh, a lot of people are hearing about that these days and uh.... Jerry: It's one of the hottest topics out there, Kevin but you know what, it's not right for everybody, that's why we have the 7.2% guarantee for 10 year. But we also, if people wanna step over here and put a little more money in the other thing, they need to understand life settlements, it may be something for them. I'm not telling them to come in here and put their money in life settlements. I'm not telling them to come in here and put all their money in 7.2% guaranteed for 10 years, but what I'm telling them - those are two huge vehicles we're using today and both of them guarantee they will never lose their money. Never, never, never lose their money so they need to come in here and learn what they're about and how they work. Kevin: Jerry, what do you do when somebody calls and wants to talk to you and talk about all the stuff we discuss on 'Yes, it's your money"? Jerry: First of all, first of all I will probably never be able to talk to them because I in appointments with people that come in. My assistant will be taking the call and they'll calling them back and they'll be talking to them because I don't have time, and I don't mean this rudely. I just don't have time to answer people's questions on the phone, which I wish I could....I'm not saying never I don't because sometimes I've got a free moment. I'll be glad to talk to somebody, but most generally I can't fix your problem and I can't explain to you the products over the phone. You know, if somebody comes to sell you a vacuum cleaner, do they call you on the phone and say the vacuum works like this you can tell..... Kevin: Yeah, listen to this......... Jerry: No, they take the vacuum over and show it to you, right? The bottom line is, that's what we do here. We wanna show you these products, we wanna put these products on the screen, and we wanna show you how they work. We wanta put them up, we want to show you how it works, we wanna show you it's a real deal. We want to show you it's safe, we want to give you clients that's used these products, we wanna, we want you to understand that we're here to protect you money. That's the number one goal. Kevin: Jerry, What do they need to bring in with them? Jerry: They just in anything they're interested. In fact, if they have an IRA, bring in their statement, a CD, bring their statement. If they have a whatever, bring it in. Kevin: You've been doing this for a long time. Jerry: 21 years, Kevin. Kevin: 21 years... Jerry: I cain't you if you don't bring your stuff in and let me, let me look at to see if I can help you. Kevin: If anything Jerry, people can just come in and talk to you and even if nothing comes of it, you can say nice to know you, maybe some.... Jerry: Yuh, maybe something will come of it one day but you know what, most people come to that office, door, most people say hey, I didn't know something like this was ever around.... Kevin: It sells itself. You're not a high pressure guy. Jerry: No! I won't pressure anybody. I wanna explain what it is. What gets me, is I have so many listeners listening on the radio that they'll call, they'll say the listened to me 6 months and lost 30 or 40 thousand dollars and now they are here in their money. Don't let that happen to you again. I know how much money these people have already lost. We seen the stock market. We know what it's done. I know how much they lost, and they set there no thinking, I got to stay there, let it come back. No, you gotta get in here and let me show you how to get it back with no risk. You gotta get in here and let me show you if it comes back and gets 14, or 15, or 22% , how you get it with no risk, and if you get it again, you get to lock it in and keep it that year. You don't have to take a chance of next year losing it again because if you're in the stock market, you're making it one year and losing it the next, making it three years an losing it the next. That's not what we do here. If you make a year, you get to lock it in. Kevin: Jerry, we're coming to the end of today's show and I want to talk about, just a, kind of summarize everything we've been talking about. You've talked about 7.2% guaranteed for 10 years, you've talked about life settlements today. Jerry: And we've been talking about, we've been talking about using the stock market, but not investing your money in the stock market. There's a difference, Kevin, in using the stock market to grow your money, than invest in it. You go over to a broker and he's gonna invest in the stock market. You come in here, I'm gonna show you how to use it, but not lose it in the stock market. How about use it in the stock market but not lose it in the stock market. Does that sound like something a little better? Kevin: (chuckling), it does. You've talked to um, some friends of yours who are in the banking business... Jerry: Yeah.... Kevin: And they are talking about how tight people have gotten.... Jerry: Yeah, people are taking money out of the banks and sticking their money in a... safe deposit box.... Kevin: That's not going to grow.... Jerry: That's not any good because they don't understand a better way. They don't understand a new way and that's what I'm here to show'em. Kevin: Life settlements, that's just about for any age,,,, Jerry: Any age! You got enough money, takes about $50,000, if you've got enough money to use life settlements, it's a great thing - it's a great tool. Come in, we'll show you how it works. Kevin: And, the good return on those, the last 17 year history shows... Jerry: 15.83% over the last 15 plus years. Kevin: Wow, that's good, that doubles your money........just about every 4.5 years... lets say 5 years. Jerry: Kevin, it does, it does and Kevin I want to say before we go off the show here today, I really appreciate people listening to our show, I really do appreciate the listeners, I want people to understand that I'm not here...I get real wrapped up in what I do here. I get a little high strung, a little high emotional, but you know what, it's because I have a passion for what I do, Kevin. I believe in what I do because you know what, I can sit down and have breakfast with somebody a year later, and I know they got 280,000 more dollars and 260,000 more dollars than they would have had if I would have never talked to them, I got a passion for what I do. I've got a passion. So I think until next week when we meet again, I think that's all we can say this week. Cause I got a passion. Kevin: Yes, it's your money with Jerry Bailey. Thank you so much for being with us today. |